Credit EducationCredit Scores
Credit Score Factors: The Complete Breakdown
Discover what determines your credit score. Complete breakdown of payment history, credit utilization, and other factors that impact FICO and VantageScore.
•5 min read

Discover what determines your credit score. Complete breakdown of payment history, credit utilization, and other factors that impact FICO and VantageScore.
Learn key differences between FICO and VantageScore: scoring requirements, inquiry treatment, and collection account handling.